In
the membership site you will be able to shop for the best
rates for automobile, truck, boat and motorcycle loans in the USA. Whether
you have good credit, bad credit or no credit, we provide
access to lenders that will finance a new or used vehicle purchase on the
best terms available, regardless of past credit problems. We endeavor to
provide you with the most credible, convenient, and competitive auto loan
sources on the Internet for those with bad credit.
Avoid
the hassle of car lot haggling and get the best buy for your hard earned
automobile purchase dollar! You can complete the entire transaction online
or you can go shopping in your own community with a blank check offered
by our affiliate institutions. Be sure to visit other pages on this site
for even more info on our members loan resources! You can do so by going
to the left vertical bar for more site links.
At
the bottom of this page we provide industry definitions
of Excellent, Good and Fair credit ratings. Some of our customers do not
fall into any of these categories. That is, their credit is worse than
the definition "fair." Not to worry. Even if you have a bankruptcy, foreclosure,
repossession or other credit problems. We can help!
And apply online for that Personal Loan, Auto Loan, Credit Card, Debt Consolidation
Account even with bad credit history!!
If
you have been looking for an automobile and keep getting turned down by
the banks and finance companies. Look no further, we have companies specializing
in financing people with bad credit history.
 Our
services deal with any type of credit problems. Such as: Bankruptcy, Liens,
Foreclosure, Bad Credit, No Credit, Slow Credit, etc.,
Instant Online Access!
The resources on this site
are limited to US citizens.
Good Credit - Fair Credit - Poor Credit - OK!!
Bankruptcy - Foreclosures - Reposessions - OK!!
Credit Definitions
Based on industry standards, credit
ratings can fall into one of three categories: Excellent, Good, and Fair.
The general qualifications for each of these categories is below:
Excellent - An Excellent rating
reflects a credit history with few, if any, past due payments, low to moderate
credit card debt, and no history of derogatory credit (i.e., bankruptcy,
repossession, or collection items).
Good - A Good rating reflects
a credit history with a few past due payments; however, recent payment
history reflects current obligations paid as agreed. Low to moderate credit
card debt. No recent history of derogatory credit.
Fair - A Fair rating reflects
a credit history with a few past due payments, possibly within the last
twelve months. Current obligations are paid as agreed. Moderate to high
credit card debt. No recent history of derogatory credit.
Poor Credit - You have current
late payments and recent history of less than favorable credit experience.
Bad or Very Bad - You're in
deep voodoo! But we can probably help anyway!! (Note: This is my definition
and not an industry standard rating. :)
Remember, if you don't meet these
definitions, we can still provide access to lenders that will finance your
loan. Just read the entries above for those that fit your credit circumstances.
While
we endeavor to provide only the most credible loan, credit card and financial
sources, you are encouraged to conduct your own due diligence when deciding
on a provider for your financial needs. Any questions should be addressed
directly to the financial institution you are considering. While we are
authorized to provide access to these financial institutions, we are not
licensed to sell or consult on any of the financial sources provided on
this site.
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